Custom Risk Solutions

Euclid Public Sector Alternative Risk is an underwriting company owned, operated and underwritten by underwriters, with underwriting our sole focus.


We provide customized solutions for publicly-funded agencies across the U.S.


We build long-term partnerships through 44 years of public sector experience.


Our management structure is flat; the decision-maker works directly with the client / producer.


Euclid Public Sector Alternative Risk (EPSAR) is a managing general agency specializing in the underwriting of custom alternative risk insurance and reinsurance products for the public sector. Our typical insured is a qualified self-insured who employs alternative risk mechanisms in their insurance or reinsurance programs; this includes individual and group self-insurance, pools, captives, risk retention and risk purchasing groups throughout the US.

We work with cities, counties, townships, boroughs, state government, special districts, non-rail transit authorities, K-12 schools as well as junior / community colleges and smaller colleges and universities, and other publicly funded agencies on a single risk or group risk basis. We will be writing on a non-admitted basis under authority from Hudson Insurance Group, whose companies are rated A (Excellent) by A. M. Best, Financial Size Category XV.

Combined, the team has 44 years of underwriting experience exclusively in the public sector and are passionate about working within this very specialized sector. They are also principals in their operation and take a long-term view of their relationships with their brokers, insureds and carrier partner.